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Financial Aid is available to those who qualify.

Financial Assistance

Total Image Beauty Academy has been approved by the U.S. Department of Education for the following programs:

Federal Pell Grant (PELL)

Pell grants are the foundation of federal student financial assistance to which aid from other federal and nonfederal sources might be added. These grants are generally awarded to undergraduate students and award amounts can change yearly. The maximum award for the 2015-2016 award year is $5,775.00.

William D. Ford Federal Direct Loan Program

Student loans, unlike grants, must be repaid with interest. Loans made through this program are referred to as Direct Loans. Eligible students and parents borrow directly from the U.S. Department of Education. There are three types of loans in the program:

  1. Subsidized Stafford Loan– A student can borrow this type of loan to cover some or all of their school expenses. The U.S. Department of Education pays the interest while you’re in school at least half-time, for the first six months after you leave school (referred to as a grace period), and during a period of approved deferment (a postponement of loan payments). The amount of the loan cannot exceed a student’s financial need. The fixed interest rate for 2017-2018 is 4.45 percent.
  2. Unsubsidized Stafford Loan– Students can borrow this type of loan to cover some or all f their school expenses. The U.S. Department of Education does not pay interest on unsubsidized loans. A student is responsible for paying the interest that accrues on the loan from the time the loan is disbursed until it’s paid in full. The fixed interest rate for 2017-2018 is 4.45 percent this can be paid while attending school, during a period of deferment or forbearance, or it can be accrued and the interest added to the principle amount of the loan.
  3. Plus Loans– Parents of dependent students can borrow from the PLUS Loan program. The term and conditions of this type of loan include a requirement that the applicant have a favorable credit history, a repayment period that begins on the date of the last disbursement of the loan, and a fixed interest rate of 7.00 percent for the 2017-2018 award year.

    WHO QUALIFIES FOR STUDENT AID?
    https://studentaid.ed.gov/sa/eligibility/infographic-accessible

    Use Our School Code When Applying for a FASFA 041312
    START YOUR FASFA APPLICATION HERE – https://fafsa.gov/

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